For many disabled workers in Indianapolis, securing Social Security Disability benefits can be critical for their financial future and well-being, especially after a life-changing illness, injury or other disabling condition. While Social Security Disability benefits help to support nearly 9 million people across the country, obtaining those benefits can be difficult and time-consuming. The application process can be challenging, and the rate of initial denials is high, even when many more applicants are approved on later appeals.
Handling the Social Security Disability application process can be even more complicated when applicants are also dealing with the effects of their disabling conditions, so keeping a few tips in mind can help to improve one's chance of success. It can be important to be aware of the Social Security Administration's guidelines for SSD eligibility when completing the application. For example, the impairment must be severe and expected to last for at least one year or lead to death. In addition, to be eligible for SSD benefits, people must have worked and paid FICA taxes for at least five of the prior 10 years.
In addition, it can be important to file quickly for Social Security Disability, especially as long waiting times are a common factor. It can take three to six months for only the initial application to be reviewed, and only one-third of applicants are approved at the initial level. For a hearing before an administrative law judge after a denial, there can be a wait of two years or even more.
One of the most important factors to increasing an applicant's chance of success when applying for Social Security Disability benefits is to work with a representative. Indianapolis, Indiana, attorneys handling Social security disability may be able to help an applicant to provide all of the correct information precisely in accordance with SSA guidelines and might provide accurate representation in even the most complex cases.