For those who suffer a disabling medical condition, holding a job can be difficult. Many people with disabilities struggle with the daily challenges for months or even years before it finally becomes too much and they apply for Social Security disability benefits. However, the approval numbers for first-time applicants in Indiana and other states are well below 50 percent. This makes it imperative to be precise in filing a complete SSDI application with all the required supporting documentation.
A threshold requirement for Social Security Disability Insurance eligibility is that the applicant must have a sufficient number of work credits. The amount needed to earn one work credit changes from year to year, but as a general rule, a person will be eligible if he or she has worked five of the last 10 years before acquitting the condition or conditions leading to the claim of disability. However, many Indiana residents stop working some time before filing a claim. This places some in the position of not being able to afford to have a treating doctor.
Some Indiana Social Security recipients may face periodic continuing reviews and other types of scrutiny directed toward their disability benefits. In most cases, reviews occur automatically every three to seven years to determine if a recipient is once again medically able to work. While people whose disabilities are considered permanent by Social Security tend to have seven-year review dates, these can come more frequently for others. In other cases, reports that a person was engaging in some type of work may spark a more sudden review of a disability case.