The timeline of a disability benefit claim

Indiana residents may qualify for Social Security disability benefits if they have a qualifying medical or physical condition. Whether a person qualifies will depend on the medical evidence that they provide. An examiner will check to see if the condition will last for at least 12 months and make it impossible to earn a gainful living. The examiner will also look at any work that the applicant has done in the past 15 years.

If the applicant has the skills or education necessary to perform other work, a denial may be issued. Generally speaking, it doesn't take long for a person to hear back if an application is not approved. This is because an individual only has 65 days to appeal the decision. Initial applications are denied about 70 percent of the time while reconsideration appeals are denied over 80 percent of the time.

Therefore, most applications are approved at the administrative law hearing, during which a judge will hear directly from the applicant. Some individuals will not qualify for disability benefits because they don't have an extensive enough work record. In such a scenario, an applicant might qualify for Supplemental Security Income (SSI) depending on their asset level. The applicant may be subject to a waiting period even if approved for benefits.

An Indianapolis attorney might be able to help a person obtain the benefits that they are entitled to. These benefits could help to pay medical expenses or other costs related to a mental or physical condition. In some cases, compensation may be available retroactive to the date at which an application was filed.

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