What are 3 ways you can lose Social Security disability benefits?

On Behalf of | Nov 16, 2019 | Firm News

Not everyone across Indiana has an easy time obtaining Social Security Disability Insurance from the U.S. Social Security Administration, so if you were able to successfully do so, you probably want to do everything in your power to retain them. There are, however, several circumstances that may lead the administration to deem you ineligible to continue receiving benefits, which could potentially leave you facing serious financial hardship.

Recognizing the specific situations that could potentially make you ineligible for disability benefits may help you learn to avoid them, so note that the following three circumstances may jeopardize your disability benefits eligibility:

1. Reaching retirement age

Except for in extremely limited circumstances, you will typically start receiving retirement, rather than SSDI, benefits once you reach the age of retirement. In most instances, however, you will not notice much of a difference in terms of the amount of monthly benefits you receive.

2. Having your condition improve

SSDI benefits seek to help Americans with serious, long-term disabilities, only, and the administration has a very strict definition of “disability” that you must meet to receive them. If your condition improves and is no longer long-term in nature, this could potentially make you ineligible for benefits. If your condition improves to the point where you could reasonably begin working again, this, too, could make you ineligible for disability benefits.

3. Returning to work

While you may be able to return to work on a trial basis while still receiving SSDI benefits, if it turns out that you can, in fact, return to work and make a reasonable income, you may lose access to SSDI benefits entirely.

SSDI benefits often prove difficult to obtain, so chances are, once you start receiving them, you want to do everything in your power to continue doing so. Understanding the circumstances that can cause you to lose your disability benefits may help you hang on to them in the long run.