A guide to navigating the benefit application process

| Jul 13, 2020 | social security disability

If you are unable to work because of a mental or physical ailment, it may be possible to receive disability benefits. You can submit an application to the Social Security Administration online, by phone or in person. Those who are familiar with the process of applying for benefits in Indiana and elsewhere suggest that you try to apply in person or by phone if possible.

How to apply for benefits

The first step in the disability benefit application process is to schedule an interview with an SSA representative. Your attorney or representative may be able to do this for you. Once the interview has been scheduled, you will need to gather medical records and information related to your work history. It may also be necessary to provide personal information such as your income, available assets and martial status. This can be used to determine what types of financial compensation you are eligible to receive.

The benefits of talking to an SSA representative

There are a couple of reasons why it may be best to speak with someone from the SSA when seeking disability benefits. First, it gives you the opportunity to ask questions or provide context to any records that will be sent to an examiner. Additionally, the online application process has been referred to as confusing or difficult to complete. This may be especially true for those who have difficulty using computers.

Make sure the SSA can reach you

If the SSA needs to contact you for any reason, they will likely do so by phone or by mail. If you fail to respond to requests for additional information, your application will likely be denied for failing to cooperate.

An attorney may be able to help you learn more about the process of applying for SSD benefits or help submit your application. Legal counsel may be able to help you file appeal paperwork or prepare for a hearing in front of a judge.