What to know about SSD back pay

On Behalf of | Sep 3, 2020 | social security disability

If your Indiana disability claim is approved, you may receive a check each month to help pay living and other expenses. You may also receive retroactive pay if your disability began before a benefit claim was filed and approved.

Benefit claims may remain open for years

Generally speaking, it will take about a year for your claim to be reviewed and approved by the government. In the event that you have to go to a hearing, you should expect to wait up to three years before your disability claim is resolved. Assuming that you were entitled to benefits on the date that you filed your application, you could receive $10,000 or more in back pay when you finally receive your disability award.

You will likely be subject to a waiting period

If you receive benefits based on your work record, you will likely be subject to a waiting period of five months. This means that you will not be paid for the first five months that the government deems you to be disabled. Therefore, it is possible to receive little or no back pay in the event that your claim is submitted and approved soon after you were hurt. For this reason, your legal representative will try to show that your injury occurred as far in the past as possible.

Ideally, you will apply for SSD benefits as soon as you believe that a physical or mental impairment will prevent you from working. Prior to filing a claim, it’s generally a good idea to see your doctor or another medical professional to obtain recent evidence of your impairment. You will also want to compile and submit any other records that are relevant to your case. An attorney may be able to do this on your behalf.