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social security disability Archives

Getting disability benefits

When people living in Indiana apply for disability benefits, they are often concerned about the time it will take to receive a decision about their case. There are multiple factors that can affect the timeline of a Social Security disability application. These include the nature of the disability, how well the disability is documented and whether the case must be decided via hearing.

Work history details matter on a benefit application

Those who are disabled in Indiana and throughout the country may apply for government benefits to help them pay bills or cover other expenses. To improve the chances of getting an application approved, it may be important to include work history information. An examiner should know what type of work was done over the past 15 years in addition to how long a person worked at a given job.

Family members of a disabled worker could qualify for benefits

Residents of Indiana who receive Social Security disability benefits might also have family members who are entitled to receive a portion of those benefits. Eligible family members could include children, a spouse or an ex-spouse as well as other dependents in certain age groups.

What to expect during the appeal process

Whether a disability application appeal will be successful depends largely on the merits of the applicant's case. However, an Indiana resident who is appealing a denial of their initial application will likely have more success on their second try. The second appeal is a hearing in front of a judge. To get to that step, an individual must first complete the reconsideration appeal process.

The timeline of a disability benefit claim

Indiana residents may qualify for Social Security disability benefits if they have a qualifying medical or physical condition. Whether a person qualifies will depend on the medical evidence that they provide. An examiner will check to see if the condition will last for at least 12 months and make it impossible to earn a gainful living. The examiner will also look at any work that the applicant has done in the past 15 years.

Disability benefits and EODs

Indiana residents who submit an initial claim for Social Security Disability benefits and who have their claim approved will then have their established date of onset calculated. The EOD is the date which the Social Security Administration determines to be when the applicant's disability began.

SSD decisions after medical examinations

Some Indiana residents who are applying for disability benefits from the Social Security Administration may be required to undergo an examination by a Social Security physician. The exams are arranged by disability examiners so that they have current medical information about claimants who have no medical records or no current records. A consultative medical examination may also be required if the severity of a claimant's condition has to be verified. When claimants have their examinations scheduled has no bearing on when they will get their disability benefits.

Determining when to file for disability benefits

People who have a mental or physical disability can find it very difficult to find work to support themselves financially. Indiana residents who are disabled can file to receive disability benefits from Social Security if their medical condition negatively affects their ability to work. This applies to previous tasks individuals have done as well as other types of work for which their education, job skills and training makes them qualified.

Many disability claimants face an uphill battle

For those who suffer a disabling medical condition, holding a job can be difficult. Many people with disabilities struggle with the daily challenges for months or even years before it finally becomes too much and they apply for Social Security disability benefits. However, the approval numbers for first-time applicants in Indiana and other states are well below 50 percent. This makes it imperative to be precise in filing a complete SSDI application with all the required supporting documentation.

Finances can be a factor in a disability benefits case

A threshold requirement for Social Security Disability Insurance eligibility is that the applicant must have a sufficient number of work credits. The amount needed to earn one work credit changes from year to year, but as a general rule, a person will be eligible if he or she has worked five of the last 10 years before acquitting the condition or conditions leading to the claim of disability. However, many Indiana residents stop working some time before filing a claim. This places some in the position of not being able to afford to have a treating doctor.

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