Indiana residents may qualify for Social Security disability benefits if they have a qualifying medical or physical condition. Whether a person qualifies will depend on the medical evidence that they provide. An examiner will check to see if the condition will last for at least 12 months and make it impossible to earn a gainful living. The examiner will also look at any work that the applicant has done in the past 15 years.
Indiana residents who submit an initial claim for Social Security Disability benefits and who have their claim approved will then have their established date of onset calculated. The EOD is the date which the Social Security Administration determines to be when the applicant's disability began.
Some Indiana residents who are applying for disability benefits from the Social Security Administration may be required to undergo an examination by a Social Security physician. The exams are arranged by disability examiners so that they have current medical information about claimants who have no medical records or no current records. A consultative medical examination may also be required if the severity of a claimant's condition has to be verified. When claimants have their examinations scheduled has no bearing on when they will get their disability benefits.
People who have a mental or physical disability can find it very difficult to find work to support themselves financially. Indiana residents who are disabled can file to receive disability benefits from Social Security if their medical condition negatively affects their ability to work. This applies to previous tasks individuals have done as well as other types of work for which their education, job skills and training makes them qualified.
For those who suffer a disabling medical condition, holding a job can be difficult. Many people with disabilities struggle with the daily challenges for months or even years before it finally becomes too much and they apply for Social Security disability benefits. However, the approval numbers for first-time applicants in Indiana and other states are well below 50 percent. This makes it imperative to be precise in filing a complete SSDI application with all the required supporting documentation.
A threshold requirement for Social Security Disability Insurance eligibility is that the applicant must have a sufficient number of work credits. The amount needed to earn one work credit changes from year to year, but as a general rule, a person will be eligible if he or she has worked five of the last 10 years before acquitting the condition or conditions leading to the claim of disability. However, many Indiana residents stop working some time before filing a claim. This places some in the position of not being able to afford to have a treating doctor.
Some Indiana Social Security recipients may face periodic continuing reviews and other types of scrutiny directed toward their disability benefits. In most cases, reviews occur automatically every three to seven years to determine if a recipient is once again medically able to work. While people whose disabilities are considered permanent by Social Security tend to have seven-year review dates, these can come more frequently for others. In other cases, reports that a person was engaging in some type of work may spark a more sudden review of a disability case.
Social Security Disability benefits can be a critical lifeline for people in Indiana who are no longer able to work due to their disabilities. At the same time, many people are concerned about how they can prove their claim for benefits if their disability involves a mental or psychological condition. People who initially apply for SSD benefits are often denied at first, and the barriers for approval can seem particularly difficult for people with less physically apparent disabilities. However, SSD cases are approved on the basis of medical records, including mental health professionals, psychiatrists, psychologists and even family physicians.
When an Indiana resident files for Social Security disability benefits, they may wonder who is responsible for making the decision about their application. The person responsible for determining whether a claim will be approved varies depending on the level of the process involved. People who first apply for benefits enter at the initial disability claim level. If the initial claim is denied, the applicant can then move on to a reconsideration appeal and a hearing before an administrative law judge. After that level, one can still appeal to the Appeal Council and then to a federal district court.
When filing a disability application, it is essential to establish an inability to do any kind of work. This includes an applicant's current job as well as any former job that he or she held. In most cases, Indiana residents will win a disability case by showing that they have multiple conditions. While it is possible to win benefits by proving a singular condition exists, the goal is to stack the odds in an applicant's favor by any legal means available.