For those who suffer a disabling medical condition, holding a job can be difficult. Many people with disabilities struggle with the daily challenges for months or even years before it finally becomes too much and they apply for Social Security disability benefits. However, the approval numbers for first-time applicants in Indiana and other states are well below 50 percent. This makes it imperative to be precise in filing a complete SSDI application with all the required supporting documentation.
A threshold requirement for Social Security Disability Insurance eligibility is that the applicant must have a sufficient number of work credits. The amount needed to earn one work credit changes from year to year, but as a general rule, a person will be eligible if he or she has worked five of the last 10 years before acquitting the condition or conditions leading to the claim of disability. However, many Indiana residents stop working some time before filing a claim. This places some in the position of not being able to afford to have a treating doctor.
Some Indiana Social Security recipients may face periodic continuing reviews and other types of scrutiny directed toward their disability benefits. In most cases, reviews occur automatically every three to seven years to determine if a recipient is once again medically able to work. While people whose disabilities are considered permanent by Social Security tend to have seven-year review dates, these can come more frequently for others. In other cases, reports that a person was engaging in some type of work may spark a more sudden review of a disability case.
Social Security Disability benefits can be a critical lifeline for people in Indiana who are no longer able to work due to their disabilities. At the same time, many people are concerned about how they can prove their claim for benefits if their disability involves a mental or psychological condition. People who initially apply for SSD benefits are often denied at first, and the barriers for approval can seem particularly difficult for people with less physically apparent disabilities. However, SSD cases are approved on the basis of medical records, including mental health professionals, psychiatrists, psychologists and even family physicians.
When an Indiana resident files for Social Security disability benefits, they may wonder who is responsible for making the decision about their application. The person responsible for determining whether a claim will be approved varies depending on the level of the process involved. People who first apply for benefits enter at the initial disability claim level. If the initial claim is denied, the applicant can then move on to a reconsideration appeal and a hearing before an administrative law judge. After that level, one can still appeal to the Appeal Council and then to a federal district court.
When filing a disability application, it is essential to establish an inability to do any kind of work. This includes an applicant's current job as well as any former job that he or she held. In most cases, Indiana residents will win a disability case by showing that they have multiple conditions. While it is possible to win benefits by proving a singular condition exists, the goal is to stack the odds in an applicant's favor by any legal means available.
An initial claim for social security disability benefits is usually denied in Indiana. Accompanying the denial will be a letter specifying the reason(s) for the denial. For those who disagree with the decision, there is an appeal procedure. Social Security must receive a written request within 60 days of the claimant's receipt of the letter or the denial will stand.
Many Social Security Disability claims filed by Indiana residents are denied at the initial application level. However, this doesn't mean that an applicant is not entitled to benefits. An individual will need to submit an appeal within 60 days of the denial notice being received. An additional five days may also be available to account for mailing the appeal paperwork.
After a denial of a Social Security Disability claim, the app has a specified period of time during which to file an appeal. The deadline for appealing an SSD ruling is 60 days from the day of denial, but 5 more days are added to account for mailing time. The 65-day deadline applies to requests for the review of a decision, requests for disability hearings and reconsideration appeals.
Indiana residents who apply for Social Security Disability Insurance are likely to have their initial applications denied. Only 35 percent of initial applications are accepted, which means many will need to go through the appeal process. However, a reconsideration appeal is also likely to be denied because it is examined at the same office. While it is reviewed by a different person, he or she is typically looking at the same evidence.